BKM’nin ocak ay\u0131 kartl\u0131 \u00f6deme verilerine g\u00f6re ocak ay\u0131 sonunda T\u00fcrkiye’de 62,7 milyonu kredi kart\u0131, 133,3 milyonu banka kart\u0131 olmak \u00fczere 196 milyon kart kullan\u0131l\u0131yor.<\/p>\n
Kredi kart\u0131 adedinde Avrupa’da en fazla karta sahip \u0130ngiltere, banka kart\u0131 adedinde ise Almanya’n\u0131n \u00f6n\u00fcnde yer alarak Avrupa’da en fazla karta sahip \u00fclke konumunu bu y\u0131l da koruyan T\u00fcrkiye, kart kabul noktas\u0131nda yakla\u015f\u0131k 2,4 milyon adet kabul noktas\u0131 ile Avrupa’da en fazla terminale sahip \u0130talya’n\u0131n \u00f6n\u00fcnde yer al\u0131yor.<\/p>\n
BKM verilerine g\u00f6re 2017 y\u0131l\u0131nda y\u00fczde 15 art\u0131\u015fla sa\u011fl\u0131kl\u0131 bir b\u00fcy\u00fcme g\u00f6steren kartl\u0131 \u00f6demeler, bu y\u0131l da b\u00fcy\u00fcmesine devam ediyor. Ge\u00e7en y\u0131l\u0131n ocak ay\u0131nda 49,9 milyar TL olan kartl\u0131 \u00f6deme tutar\u0131, bu y\u0131l\u0131n ocak ay\u0131nda y\u00fczde 22 art\u0131\u015fla 60,7 milyar TL’ye \u00e7\u0131kt\u0131. Ayn\u0131d\u00f6nemde banka kartlar\u0131yla \u00f6deme tutar\u0131 y\u00fczde 44, kredi kartlar\u0131yla \u00f6deme tutar\u0131 y\u00fczde 20 art\u0131\u015f g\u00f6sterdi.<\/p>\n
Ocakta internetten \u00f6deme 10 milyar TL’yi a\u015ft\u0131<\/strong><\/p>\n Gen\u00e7 n\u00fcfusun art\u0131\u015f\u0131 ve dijital d\u00f6n\u00fc\u015f\u00fcm\u00fcn etkisiyle son 5 y\u0131l\u0131n en y\u00fcksek b\u00fcy\u00fcmesini g\u00f6steren internetten yap\u0131lan kartl\u0131 \u00f6demeler ise ocak ay\u0131nda Motorlu Ta\u015f\u0131tlar Vergisi (MTV) \u00f6demelerinin de deste\u011fiyle 10 milyar TL’yi a\u015ft\u0131.<\/p>\n BKM verilerine g\u00f6re, 2017 y\u0131l\u0131nda y\u00fczde 14,5 olan internetten \u00f6demelerin toplam kartl\u0131 \u00f6demeler i\u00e7indeki pay\u0131, bu y\u0131l\u0131n ocak ay\u0131nda yap\u0131lan \u00f6demelerde y\u00fczde 16,4’l\u00fck rekor paya ula\u015ft\u0131.<\/p>\n “Kamu-vergi \u00f6demeleri” sekt\u00f6r\u00fc ge\u00e7en y\u0131l en \u00e7ok kartl\u0131 \u00f6deme art\u0131\u015f\u0131 g\u00f6r\u00fclen sekt\u00f6rlerden birisi olarak kay\u0131tlara ge\u00e7ti. MTV ilk taksitlerinin de \u00f6dendi\u011fi ocak ay\u0131nda, bu \u00f6demeleri kapsayan “kamu-vergi \u00f6demeleri” sekt\u00f6r\u00fcnde kartlarla 3,3 milyar TL’lik \u00f6deme yap\u0131ld\u0131.<\/p>\n Toplam kartl\u0131 \u00f6demelerin y\u00fczde 6’s\u0131na denk gelen bu tutar\u0131n 1,9 milyar TL’si (y\u00fczde 57) internetten yap\u0131ld\u0131. \u00d6demelerin yar\u0131s\u0131 olan 1,6 milyar TL ise taksitli olarak ger\u00e7ekle\u015fti. Finansal okuryazarl\u0131k oran\u0131n\u0131n y\u00fckselmesiyle beraber bilin\u00e7lenen kullan\u0131c\u0131lar art\u0131k kartlar\u0131n\u0131 b\u00fct\u00e7elerini etkin y\u00f6netebilmek i\u00e7in vergi gibi zorunlu \u00f6demelerde daha \u00e7ok kullan\u0131yor.<\/p>\n Sevgililer G\u00fcn\u00fc haftas\u0131nda kuyumculuk sekt\u00f6r\u00fcnde 365 milyon TL’lik kartl\u0131 \u00f6deme yap\u0131ld\u0131<\/strong><\/p>\n BKM verilerine g\u00f6re 14 \u015eubat Sevgililer G\u00fcn\u00fc’nde ge\u00e7en y\u0131l 1,9 milyar TL’lik kartl\u0131 \u00f6deme yap\u0131l\u0131rken, bu y\u0131l bu tutar y\u00fczde 16 art\u0131\u015fla 2,2 milyar TL’ye ula\u015ft\u0131.<\/p>\n Sevgililer G\u00fcn\u00fc’n\u00fc i\u00e7eren 8-14 \u015eubat haftas\u0131nda kartlarla yap\u0131lan \u00f6demelerde 1-7 \u015eubat haftas\u0131na g\u00f6re y\u00fczde 75 art\u0131\u015fla kuyum en fazla art\u0131\u015f g\u00f6steren sekt\u00f6r oldu. Ayn\u0131 d\u00f6nemde y\u00fczde 15 art\u0131\u015fla sa\u011fl\u0131k \u00fcr\u00fcnleri\/kozmetik ve y\u00fczde 10 art\u0131\u015fla elektronik e\u015fya sekt\u00f6r\u00fc en fazla y\u00fckseli\u015f g\u00f6steren di\u011fer sekt\u00f6rler aras\u0131nda yer ald\u0131.<\/p>\n Sevgililer G\u00fcn\u00fc haftas\u0131nda kuyumculuk sekt\u00f6r\u00fcnde 365 milyon TL’lik kartl\u0131 \u00f6deme yap\u0131ld\u0131.<\/p>\n Bu \u00fc\u00e7 sekt\u00f6rde yap\u0131lan ortalama i\u015flem tutar\u0131 ise 226 TL olarak ger\u00e7ekle\u015fti. 14 \u015eubat \u00f6zelinde ise en fazla kartl\u0131 \u00f6demenin saat 18.00-19.00 aras\u0131nda ger\u00e7ekle\u015fti\u011fi g\u00f6r\u00fcld\u00fc.<\/p>\n “Kart kabul yayg\u0131nl\u0131\u011f\u0131 art\u0131r\u0131lmal\u0131”<\/strong><\/p>\n A\u00e7\u0131klamada g\u00f6r\u00fc\u015flerine yer verilen BKM Genel M\u00fcd\u00fcr\u00fc Soner Canko, hem kart taraf\u0131nda hem de kart kabul noktas\u0131nda d\u00fcnyan\u0131n bir\u00e7ok \u00fclkesinden \u00f6nde bulunan T\u00fcrkiye’nin bu y\u0131l da Avrupa’da birinci s\u0131rada yer ald\u0131\u011f\u0131 belirtti.<\/p>\n Canko, ancak gen\u00e7 n\u00fcfusun, ekonomik potansiyelin ve sahip olunan g\u00fc\u00e7l\u00fc kartl\u0131 \u00f6demeler altyap\u0131s\u0131 g\u00f6z \u00f6n\u00fcnde bulunduruldu\u011funda hane halk\u0131 harcamalar\u0131nda kartl\u0131 \u00f6demelerin daha y\u00fcksek bir pay almas\u0131n\u0131n m\u00fcmk\u00fcn oldu\u011funu ifade etti.<\/p>\n Kartlar\u0131n vergi gibi kamu \u00f6demelerinde \u00e7ok \u00f6nemli bir \u00f6deme arac\u0131 oldu\u011funun alt\u0131n\u0131 \u00e7izen Canko, vergi daireleri, sigorta prim \u00f6demeleri, tapu m\u00fcd\u00fcrl\u00fckleri, noterler, ara\u00e7 muayene istasyonlar\u0131 ve kamu hastaneleri gibi g\u00fcnl\u00fck hayat\u0131n her alan\u0131nda yer alan kamu kurumlar\u0131nda kart kabul\u00fcn\u00fcn daha da yayg\u0131nla\u015fmas\u0131n\u0131n, nakitsiz \u00f6demeler toplumu hedefine b\u00fcy\u00fck ivme kazand\u0131raca\u011f\u0131n\u0131 bildirdi.<\/p>\n Canko, ayr\u0131ca toplu ta\u015f\u0131ma \u00f6demelerinin temass\u0131z teknolojisi sayesinde dijitalle\u015fmesi ve kazan\u0131lan kullan\u0131c\u0131 deneyimi sayesinde kartl\u0131 \u00f6demelerin di\u011fer nakit yo\u011fun alanlara da n\u00fcfuz edebilece\u011fini vurgulayarak, “Bu sayede kay\u0131t d\u0131\u015f\u0131 ekonominin kay\u0131t alt\u0131na al\u0131nmas\u0131, vergi gelirlerinin artmas\u0131 ve banka m\u00fc\u015fterisi olmayan kesimin finansal sistem i\u00e7erisine al\u0131nmas\u0131 gibi bir\u00e7ok ekonomik ve toplumsal fayda sa\u011flayabiliriz.” de\u011ferlendirmesini yapt\u0131.<\/p>\n Kaynak: AA<\/p>\n","protected":false},"excerpt":{"rendered":" Bankalararas\u0131 Kart Merkezi (BKM) verilerine g\u00f6re T\u00fcrkiye, ocak sonu itibar\u0131yla sahip oldu\u011fu 196 milyonluk kartla Avrupa’da en fazla karta sahip \u00fclke konumunu s\u00fcrd\u00fcr\u00fcyor.<\/p>\n","protected":false},"author":1000097,"featured_media":2688,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[1],"tags":[],"_links":{"self":[{"href":"https:\/\/www.vizyon2023.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/2687"}],"collection":[{"href":"https:\/\/www.vizyon2023.com.tr\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.vizyon2023.com.tr\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.vizyon2023.com.tr\/index.php\/wp-json\/wp\/v2\/users\/1000097"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vizyon2023.com.tr\/index.php\/wp-json\/wp\/v2\/comments?post=2687"}],"version-history":[{"count":0,"href":"https:\/\/www.vizyon2023.com.tr\/index.php\/wp-json\/wp\/v2\/posts\/2687\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.vizyon2023.com.tr\/index.php\/wp-json\/wp\/v2\/media\/2688"}],"wp:attachment":[{"href":"https:\/\/www.vizyon2023.com.tr\/index.php\/wp-json\/wp\/v2\/media?parent=2687"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.vizyon2023.com.tr\/index.php\/wp-json\/wp\/v2\/categories?post=2687"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.vizyon2023.com.tr\/index.php\/wp-json\/wp\/v2\/tags?post=2687"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}